Claims & Lawsuits

The Injury Claim Process After An Accident

Bodily Injury claims encompass compensation for your injuries, medical treatment, lost wages, and other areas of loss. This area of compensation is typically a major focus of attention by an insurance company because this is where they have the most financial exposure. As such, right after you are injured in an accident, an insurance claim adjuster will usually try to obtain as much information as possible from you to minimize the claim.

Property Damage Claim Advice

The property damage claim process begins when you are contacted by a claims adjuster from the insurance company of the at-fault party. They will ask you about what happened, the condition of your car and where it is, and if you were injured. You have a right to a rental car, and at this time, they may or may not attempt to set one up for you. They will also attempt to get a recorded statement from you to use in the future in order to discredit or minimize your claim. It is important that you do not give them an oral, written, or recorded statement.

Insurance Adjusters Tactics - The Claim Process

Insurance adjusters are not your friends Keep in mind that claims adjusters work for the insurance company and are 100% focused on saving money. Their main job is to find reasons about your claim within your case to minimize the amount of money their company must pay out.

Uninsured/Underinsured Driver Claims

(UM/UIM) motorist coverage is a type of insurance that you can purchase when you buy insurance coverage for your own vehicle. If you purchase it, your own insurer will help pay for your damages and injuries up to the limits of your policy in the event that the driver who caused the accident doesn’t have any insurance or does not have enough coverage.

Client Instructions

The following instructions pertain to your personal injury case. Please follow them and submit the requested information to us, so that we may best represent your interests. In an envelope, please keep any insurance letters, property damage estimates, medical bills, co-pay documentation, medication prescriptions and receipts, letters from employers, and anything else related to the accident, the injuries you sustained, and medical treatment.

Client Information

In general, at the onset of an injury claim, we will investigate the facts of what happened, interview witnesses, and take pictures that are relevant and necessary to your claim. We obtain all relevant information including police, EMS, and fire department reports, videos, and incident reports. If necessary, we will hire an accident reconstructionist or other liability expert to write a report documenting what happened and who was at fault.

Compensation

The legal definition of the word “negligence” is the violation of a duty of care owed, which proximately causes damages. If a person is found to be negligent, then this person is legally responsible (liable) for a number of different types of damages, and can be forced to pay fair compensation for these damages. Such damages include: Medical expenses, past and future, Pain and suffering, past and future, Lost wages, past and future, All property damage, Loss of consortium and support, Serious emotional distress, Other miscellaneous costs and expenses.