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I highly recommend Joe Paulozzi as a personal injury attorney. He took the time to really listen to me and hear me out concerning my case, had no reservations upon accepting my case, was readily available to speak with me whenever I had questions, obtained a maximum insurance limit settlement, and is still fighting for me because he believes my case is worth even more. He is an honest, reputable, class-act attorney.

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Hurt in a truck accident in Columbus? Trucking companies and their insurers often move quickly to protect themselves after a crash. Our experienced Columbus truck accident lawyers have recovered millions in verdicts and settlements for injury victims throughout Ohio. We fight for maximum compensation for medical expenses, lost wages, catastrophic injuries, permanent disabilities, pain and suffering, and other truck accident-related losses.

We stand with you from day one through resolution, guiding you at every step. Our team has secured millions in verdicts and settlements for accident victims statewide. You only have one chance to pursue fair compensation. Make it count with a free consultation today.

Proven results. Millions recovered. No fee unless we win.

Why You Need an Experienced Columbus Truck Accident Lawyer

Many truck accident victims assume the insurance company will fairly evaluate their claim. Unfortunately, trucking companies and commercial insurers often deploy investigators immediately after a crash to limit liability and reduce payouts.

An experienced Columbus truck accident lawyer can help by:

  • Conducting a thorough investigation
  • Preserving black box and ELD data
  • Securing maintenance and inspection records
  • Identifying all liable parties
  • Working with accident reconstruction experts
  • Calculating current and future damages
  • Negotiating with trucking insurers
  • Taking your case to trial when necessary

Successfully pursuing compensation after a serious truck accident often requires a detailed understanding of federal trucking regulations, commercial insurance policies, black box data, maintenance records, and complex liability issues. Our attorneys have extensive experience building evidence-driven claims for truck accident victims throughout Ohio.

Truck accident cases often involve catastrophic injuries, extensive medical treatment, federal safety regulations, and multiple potentially liable parties. Our attorneys work with accident reconstruction experts, medical professionals, and industry specialists to build strong claims designed to pursue the maximum compensation available under Ohio law.

Our firm has helped truck accident victims navigate complex commercial insurance claims, catastrophic injury cases, and disputed liability issues throughout Ohio. Over the years, our attorneys have handled claims involving semi-trucks, tractor-trailers, 18-wheelers, delivery trucks, jackknife accidents, underride collisions, rollover crashes, catastrophic injuries, and wrongful death cases. Every case is different, which is why we tailor our legal strategy to the unique facts, injuries, and liability issues involved in each claim.

Leading Causes of Truck Accidents in Columbus

Serious truck accidents occur throughout Columbus and Franklin County, from Downtown Columbus, the Short North, German Village, Arena District, and University District to Dublin, Westerville, Hilliard, Grove City, Reynoldsburg, and surrounding Central Ohio communities. Major highways such as I-70, I-71, I-270, US-33, SR-315, and I-670 frequently experience collisions involving commercial trucks, semi-trucks, tractor-trailers, and other large vehicles.

Driver Fatigue

Truck drivers often work long hours under demanding schedules. Fatigue slows reaction times, impairs judgment, and increases the likelihood of serious crashes. Violations of federal Hours of Service (HOS) regulations are a common factor in many truck accident claims.

Distracted Driving

Using a cell phone, GPS device, dispatch system, or other in-cab technology can divert a truck driver’s attention from the road. Given the size and stopping distance of commercial trucks, even a few seconds of distraction can have devastating consequences.

Impaired Driving

Alcohol, illegal drugs, prescription medications, and certain over-the-counter drugs can impair a truck driver’s ability to safely operate a commercial vehicle. Impaired driving significantly increases the risk of catastrophic truck accidents.

Speeding and Aggressive Driving

Commercial trucks require considerably more time and distance to stop than passenger vehicles. Speeding, tailgating, unsafe passing, and other aggressive driving behaviors increase the likelihood and severity of truck crashes.

Improperly Loaded or Overloaded Cargo

Unsecured, improperly balanced, or overloaded cargo can shift during transit and cause a truck driver to lose control. Cargo-related issues frequently contribute to jackknife accidents, rollovers, and lost-load crashes.

Mechanical Failures and Poor Maintenance

Brake failures, tire blowouts, steering defects, and other mechanical issues can lead to serious accidents. Trucking companies have a legal responsibility to properly inspect, maintain, and repair their vehicles.

Inadequate Driver Training and Supervision

Trucking companies that fail to properly train, monitor, or supervise their drivers place everyone on the road at risk. Inexperienced or poorly trained drivers may struggle to safely operate large commercial vehicles in changing traffic and weather conditions.

Unsafe Lane Changes and Blind Spot Accidents

Commercial trucks have large blind spots, often referred to as “no-zones.” Drivers who fail to properly check mirrors, signal lane changes, or monitor surrounding traffic can cause devastating sideswipe and merging collisions.

Failure to Yield

Truck accidents frequently occur when drivers fail to yield the right-of-way at intersections, highway merge points, construction zones, or while making turns. These collisions often result in severe injuries due to the size and weight of commercial vehicles.

Hazardous Weather Conditions

Rain, snow, ice, fog, and high winds can make operating a commercial truck significantly more dangerous. Truck drivers who fail to adjust their speed and driving behavior for road conditions may be held responsible for resulting accidents.

Wide-Turn Accidents

Large trucks require additional space to complete turns safely. When truck drivers misjudge a turn, swing too wide, or fail to check for nearby vehicles, passenger cars can become trapped, struck, or crushed during the maneuver.

Most Common Types of Truck Accidents in Columbus

Truck accidents occur in many different forms, and each type of collision presents unique challenges when determining fault, preserving evidence, and pursuing compensation. Because commercial trucks can weigh up to 80,000 pounds, even seemingly minor collisions can result in catastrophic injuries, extensive property damage, and complex legal claims. Truck accidents frequently occur near Downtown Columbus, the Short North, German Village, Arena District, Easton, Polaris, the Brewery District, and major commuter routes throughout Franklin County.

Rear-End Collisions

Rear-end truck accidents are among the most common and devastating crashes on Columbus roadways. Due to their size and stopping distance, commercial trucks can cause catastrophic damage when they strike smaller vehicles from behind.

Jackknife Accidents

A jackknife accident occurs when a truck’s trailer swings outward and forms an angle with the cab. These crashes often block multiple lanes of traffic and frequently result in multi-vehicle collisions.

Rollover Accidents

Commercial trucks are vulnerable to rollovers during sharp turns, sudden maneuvers, excessive speed, or cargo shifts. Rollover accidents can crush nearby vehicles and create dangerous roadway hazards.

Underride Accidents

Underride collisions occur when a passenger vehicle slides beneath the rear or side of a tractor-trailer. These accidents are among the deadliest truck crashes and often result in catastrophic or fatal injuries.

T-Bone (Side-Impact) Collisions

Side-impact truck accidents frequently occur at intersections when a truck driver fails to yield, runs a red light, or misjudges traffic conditions. The force generated by a commercial truck can cause severe injuries to occupants of smaller vehicles.

Head-On Collisions

Head-on truck accidents are among the most catastrophic crashes on Columbus highways. These collisions often occur because of driver fatigue, distraction, impairment, or loss of vehicle control and frequently result in life-changing injuries or fatalities.

Blind Spot (No-Zone) Accidents

Commercial trucks have large blind spots on all sides. Drivers who fail to properly check these “no-zones” before changing lanes or merging can sideswipe, strike, or force smaller vehicles off the road.

Wide-Turn Accidents

Large trucks require additional space when turning. Improper wide turns can trap vehicles between the truck and the curb, resulting in severe side-impact and crush injuries.

Multi-Vehicle Pileups

When a commercial truck is involved in a chain-reaction collision, the resulting damage can be extensive. These crashes frequently occur on Columbus highways during heavy traffic, poor weather, or sudden traffic slowdowns.

Tire Blowout Accidents

Truck tire failures can cause a driver to lose control or send large pieces of debris into surrounding traffic. Tire blowouts often trigger secondary collisions involving multiple vehicles.

Lost Load Accidents

Improperly secured cargo can fall from a truck and create dangerous roadway conditions. Falling cargo may directly strike vehicles or force motorists into sudden evasive maneuvers that result in serious accidents.

Hit-and-Run Truck Accidents

Although less common, some truck drivers leave the scene of a crash to avoid liability, regulatory consequences, or employer discipline. Victims may need to rely on extensive investigations and available insurance coverage to pursue compensation.

Types of Commercial Trucks Involved in Columbus Truck Accidents

Columbus truck accidents can involve many different types of commercial vehicles. Whether a crash involves a semi-truck, tractor-trailer, delivery vehicle, tanker truck, or construction vehicle, victims may suffer severe injuries, extensive property damage, and significant financial losses. Understanding the type of vehicle involved can be important when determining liability, applicable regulations, and available insurance coverage.

  • Semi-Trucks: Large commercial vehicles commonly used to transport freight across Columbus and throughout the country.
  • Tractor-Trailers: Commercial trucks consisting of a powered tractor unit pulling one or more cargo trailers.
  • 18-Wheelers: Heavy-duty tractor-trailers equipped with eighteen wheels that are frequently involved in serious highway accidents.
  • Box Trucks: Enclosed commercial vehicles often used by moving companies, retailers, and local delivery services.
  • Delivery Trucks: Vehicles used to transport packages, food, and other goods to homes and businesses throughout Columbus.
  • Amazon Delivery Vehicles: Commercial delivery vans and trucks operating under Amazon’s extensive logistics network.
  • FedEx and UPS Trucks: Package delivery vehicles that travel Columbus roadways daily and may be involved in collisions caused by driver negligence or scheduling pressures.
  • Garbage Trucks: Large sanitation vehicles that frequently operate in residential neighborhoods and urban areas.
  • Dump Trucks: Heavy construction vehicles used to transport gravel, dirt, asphalt, and other materials to and from job sites.
  • Tanker Trucks: Commercial vehicles designed to transport fuel, chemicals, liquids, and other potentially hazardous materials.
  • Flatbed Trucks: Open-trailer trucks used to haul oversized equipment, construction materials, and heavy machinery.
  • Construction Vehicles: Commercial vehicles used in roadwork, utility projects, and construction zones, including cement trucks and other specialized equipment.

Regardless of the type of commercial vehicle involved, truck accident claims often require a thorough investigation to identify all responsible parties and pursue the full compensation available under Ohio law.

Common Injuries Caused by Columbus Truck Accidents

Truck accident injuries are often far more severe than injuries sustained in typical car accidents because of the massive size, weight, and force involved in commercial truck collisions. Many truck accident victims receive treatment through The Ohio State University Wexner Medical Center, OhioHealth, Mount Carmel Health System, Nationwide Children’s Hospital, and other healthcare providers throughout Central Ohio. Serious truck accident victims often require emergency surgery, hospitalization, rehabilitation, and long-term medical treatment. Injuries may result in permanent disabilities, chronic pain, significant physical limitations, reduced quality of life, and substantial financial losses that affect victims and their families for years to come.

  • Traumatic Brain Injuries (TBI): Concussions, brain trauma, memory loss, cognitive impairment, headaches, and long-term neurological complications caused by the violent force of a truck collision.
  • Spinal Cord Injuries and Paralysis: Damage to the spinal cord or vertebrae can result in partial or complete paralysis, chronic pain, and permanent mobility limitations.
  • Broken Bones and Fractures: The tremendous force generated by commercial truck accidents frequently causes multiple fractures involving the arms, legs, ribs, hips, pelvis, and other parts of the body.
  • Internal Organ Damage: Blunt-force trauma can injure vital organs such as the liver, lungs, kidneys, spleen, and heart, often requiring emergency surgery and extensive medical care.
  • Chest Trauma and Rib Fractures: Victims may suffer broken ribs, collapsed lungs, cardiac injuries, and other serious chest injuries caused by seatbelt restraints, airbags, or direct impact.
  • Severe Neck, Back, and Soft Tissue Injuries: Herniated discs, torn ligaments, muscle injuries, and chronic neck or back pain are common following high-impact truck collisions.
  • Facial Injuries and Dental Trauma: Shattered glass, flying debris, and vehicle intrusion can cause facial fractures, dental injuries, permanent scarring, and disfigurement.
  • Burns and Disfigurement: Truck accidents may involve fires, explosions, hazardous cargo, or fuel-related incidents that cause severe burns and permanent scarring.
  • Amputations and Crush Injuries: The immense force involved in truck crashes can result in traumatic amputations, crushed limbs, and other life-altering injuries that require extensive rehabilitation and adaptive care.
  • Emotional Trauma and PTSD: Survivors frequently experience anxiety, depression, sleep disturbances, flashbacks, and post-traumatic stress disorder following a serious truck accident.
  • Fatal Injuries and Wrongful Death: Tragically, truck accidents are more likely than many other types of collisions to result in fatalities. Surviving family members may have the right to pursue compensation through a wrongful death claim.

Ohio Laws That Affect Truck Accident Claims

Ohio Is an At-Fault State

Ohio follows an at-fault system, meaning the party responsible for causing a truck accident is generally responsible for the resulting damages. Depending on the circumstances, liability may extend beyond the truck driver to include the trucking company, maintenance provider, cargo loader, or other responsible parties.

Comparative Negligence

Ohio’s modified comparative negligence law allows injured victims to recover compensation if they are 50% or less responsible for the accident. However, any compensation awarded will be reduced by the victim’s percentage of fault. Trucking companies and insurers often attempt to shift blame to accident victims, making strong evidence especially important.

Commercial Truck Insurance Requirements

Commercial trucks are required to carry significantly higher insurance coverage than passenger vehicles. Depending on the type of truck, cargo, and operation, federal regulations may require coverage ranging from hundreds of thousands to millions of dollars. These larger policies often make truck accident claims more complex and aggressively contested.

Federal Trucking Regulations

Truck drivers and trucking companies must comply with strict federal regulations established by the Federal Motor Carrier Safety Administration (FMCSA). These rules govern driver hours, vehicle inspections, maintenance requirements, cargo securement, drug and alcohol testing, and driver qualifications. Violations of these regulations can play a critical role in establishing liability.

Evidence Preservation Requirements

Truck accident cases often involve unique evidence that may not exist in other motor vehicle accidents. Critical evidence can include black box data, electronic logging device (ELD) records, driver qualification files, maintenance records, inspection reports, dashcam footage, and cargo documentation. Acting quickly can help preserve this evidence before it is lost or destroyed.

Reporting Requirements

Truck accidents involving injuries, fatalities, or significant property damage should be reported to law enforcement. Police reports, trucking records, witness statements, and electronic data often become essential evidence when pursuing compensation.

Statute of Limitations

In most cases, Ohio gives truck accident victims two years from the date of the crash to file a personal injury lawsuit. Because truck accident investigations are often complex and involve multiple parties, it is important to begin investigating and preserving evidence as soon as possible.

What Compensation Is Available After a Columbus Truck Accident?

Depending on the circumstances of your case, compensation may include:

  • Medical Expenses: Emergency care, hospitalization, surgeries, physician visits, medications, and ongoing treatment related to truck accident injuries.
  • Future Medical Care: Physical therapy, rehabilitation, assistive devices, future surgeries, long-term nursing care, and other medical needs resulting from catastrophic injuries.
  • Lost Wages: Income lost while recovering from accident-related injuries and being unable to work.
  • Loss of Future Earning Capacity: Compensation when serious injuries permanently affect your ability to return to work or earn income in the future.
  • Pain and Suffering: Physical pain, discomfort, mobility limitations, and reduced quality of life caused by the accident and resulting injuries.
  • Emotional Distress: Anxiety, depression, PTSD, emotional trauma, and other psychological effects commonly experienced after a serious truck crash.
  • Permanent Disability and Impairment: Compensation for life-altering injuries such as paralysis, traumatic brain injuries, amputations, or other permanent physical limitations.
  • Disfigurement and Scarring: Compensation for severe burns, facial injuries, amputations, permanent scarring, and other lasting physical changes.
  • Property Damage: Repair or replacement of your vehicle and any personal property damaged in the collision.
  • Wrongful Death Damages: Compensation available to eligible surviving family members following a fatal truck accident, including funeral expenses, loss of financial support, and loss of companionship.

Because truck accidents often involve catastrophic injuries, multiple liable parties, and substantial insurance policies, the value of a truck accident claim may be significantly higher than a typical motor vehicle accident claim. An experienced Columbus truck accident lawyer can help identify all available sources of compensation and pursue the full value of your losses.

Evidence That Can Strengthen Your Columbus Truck Accident Claim

Strong evidence is often the foundation of a successful truck accident claim. Because trucking companies and their insurers frequently begin investigating immediately after a crash, preserving evidence early can be critical to establishing liability and maximizing compensation.

Important evidence may include:

  • Photographs and Videos of the Accident Scene
  • Commercial Truck Damage Documentation
  • Police Reports and Crash Investigation Reports
  • Witness Statements
  • Medical Records and Medical Bills
  • Surveillance Footage
  • Dashcam or Traffic Camera Recordings
  • Black Box (Event Data Recorder) Data
  • Electronic Logging Device (ELD) Records
  • Driver Logbooks and Hours-of-Service Records
  • Truck Maintenance and Inspection Records
  • Cargo Loading and Shipping Documentation
  • Employment and Wage-Loss Records
  • Expert Testimony

In serious truck accident cases, additional evidence may be necessary to establish fault and prove damages. This can include accident reconstruction analysis, trucking company safety records, driver qualification files, drug and alcohol testing results, maintenance histories, and expert evaluations from medical, vocational, and economic professionals. Preserving this evidence quickly is often critical, as some trucking records and electronic data may be altered, overwritten, or destroyed if prompt action is not taken.

What to Do After a Truck Accident in Columbus

If you are involved in a truck accident, taking the right steps can help protect both your health and your legal claim.

  1. Seek immediate medical attention, even if injuries appear minor.
  2. Contact law enforcement and obtain a police report.
  3. Document the accident scene with photographs and videos.
  4. Gather the truck driver’s information, including insurance, employer, and trucking company details.
  5. Exchange information with all involved parties.
  6. Gather witness contact information.
  7. Preserve evidence, including photographs, medical records, and any communications related to the crash.
  8. Follow your doctor’s treatment recommendations.
  9. Avoid discussing fault or providing recorded statements to trucking company representatives or insurance adjusters.
  10. Contact an experienced Columbus truck accident lawyer as soon as possible.

Frequently Asked Questions About Columbus Truck Accident Claims

How Much Is My Columbus Truck Accident Case Worth?

The value of a Columbus truck accident claim depends on several factors, including the severity of your injuries, medical expenses, lost income, future treatment needs, available insurance coverage, and the overall impact the accident has had on your life. Because truck accidents often result in catastrophic injuries, these claims may involve substantial damages. An experienced Columbus truck accident lawyer can help evaluate the full value of your case.

Why Are Truck Accident Cases More Complicated Than Car Accident Cases?

Truck accident claims often involve multiple potentially liable parties, including truck drivers, trucking companies, maintenance providers, cargo loaders, and vehicle manufacturers. These cases may also require analysis of federal trucking regulations, black box data, driver logs, and maintenance records, making them significantly more complex than most car accident claims.

What Is the Difference Between a Semi-Truck and a Tractor-Trailer?

The terms semi-truck, tractor-trailer, semi, and 18-wheeler are often used interchangeably. Technically, the tractor is the powered portion of the vehicle, while the trailer is the cargo-carrying unit attached behind it. Together, they form a tractor-trailer or semi-truck. Regardless of the terminology used, accidents involving these large commercial vehicles can result in catastrophic injuries, complex liability disputes, and substantial insurance claims.

Who Can Be Held Liable for a Truck Accident?

Liability may extend beyond the truck driver. Depending on the circumstances, responsible parties may include the trucking company, cargo loading company, maintenance provider, truck owner, vehicle manufacturer, or other parties whose negligence contributed to the crash.

Who Can Be Sued After a Truck Accident?

Unlike many car accident cases, truck accident claims may involve multiple liable parties. Depending on the circumstances, liability may extend to the truck driver, trucking company, maintenance provider, cargo loading company, truck owner, vehicle manufacturer, or other responsible parties.

What If I Am Partially at Fault for the Accident?

Ohio follows a modified comparative negligence rule. You may still recover compensation if you are 50% or less responsible for the accident. However, your compensation will be reduced by your percentage of fault. Trucking companies and insurers often attempt to shift blame to accident victims, making strong evidence and legal representation especially important.

What Is Black Box Data and Why Is It Important?

Many commercial trucks are equipped with event data recorders, commonly known as black boxes. These devices may record information such as speed, braking activity, steering inputs, and other operational data before a crash. Black box evidence can play a critical role in establishing fault and proving negligence.

What Happens If the Trucking Company Destroys Evidence?

Trucking companies have a legal duty to preserve certain evidence once they are aware of a potential claim. If important records, electronic data, or other evidence are destroyed, courts may impose penalties and allow injured victims to pursue legal remedies. Acting quickly after a truck accident can help preserve critical evidence.

Should I Accept the Insurance Company’s First Settlement Offer?

In most cases, truck accident victims should be cautious about accepting an early settlement offer. Initial offers are often made before the full extent of injuries, future medical expenses, and long-term losses are known. Before accepting any settlement, it is wise to speak with a Columbus truck accident lawyer.

How Long Does a Columbus Truck Accident Case Take to Settle?

Every case is different. Some truck accident claims settle within a few months, while more complex cases involving severe injuries, multiple liable parties, or litigation may take significantly longer. The goal should be obtaining fair compensation rather than accepting a quick settlement.

Do I Need a Lawyer After a Columbus Truck Accident?

While not every accident requires legal representation, truck accident claims often involve catastrophic injuries, substantial damages, federal regulations, and aggressive insurance defense teams. An experienced Columbus truck accident lawyer can help protect your rights, preserve evidence, and pursue the full compensation you deserve.

How Long Do I Have to File a Truck Accident Lawsuit in Columbus?

Ohio law generally gives truck accident victims two years from the date of the crash to file a personal injury lawsuit. Waiting too long may jeopardize your ability to recover compensation, so it is important to speak with an attorney as soon as possible.

What Should I Do Immediately After a Truck Accident in Columbus?

After a truck accident, seek medical attention, contact law enforcement, document the scene, gather witness information, preserve evidence, and avoid providing recorded statements to trucking company representatives or insurance adjusters before speaking with an attorney. Taking prompt action can help protect both your health and your legal claim.

How Insurance Companies Evaluate Truck Accident Claims

Insurance companies evaluate truck accident claims by reviewing liability, medical records, available insurance coverage, and the evidence supporting a victim’s injuries. Adjusters often examine police reports, witness statements, black box data, ELD records, maintenance records, photographs, surveillance footage, and medical documentation to determine responsibility and the value of a claim.

Because truck accidents frequently involve catastrophic injuries, insurers often closely scrutinize medical treatment, recovery timelines, future care needs, and long-term financial losses. Trucking companies and commercial insurers may also attempt to dispute liability or shift blame to accident victims. Strong evidence and prompt investigation can play a critical role in protecting a claim.

Insurance policy limits, multiple liable parties, catastrophic injuries, and commercial trucking regulations can significantly affect the value of a truck accident case. Thorough documentation often places injured victims in a stronger position during settlement negotiations and litigation.

Contact a Columbus Truck Accident Lawyer Today

Insurance companies and trucking companies begin building their defense immediately after a truck accident. You deserve a legal team that will begin building your case just as quickly.

At Paulozzi, Alkire & Condeni Personal Injury Lawyers, we proudly represent truck accident victims and families throughout Columbus, Franklin County, and Central Ohio. We are committed to helping injured individuals pursue compensation for medical expenses, lost wages, pain and suffering, property damage, and other losses caused by negligent truck drivers, trucking companies, and other responsible parties.

Our Columbus truck accident attorneys have recovered millions in verdicts and settlements for injury victims and have decades of experience handling complex Columbus truck accident claims involving catastrophic injuries, disputed liability, black box data, trucking company negligence, federal safety violations, and wrongful death. We have represented truck accident victims throughout Columbus, Dublin, Westerville, Hilliard, Grove City, Reynoldsburg, Worthington, Upper Arlington, Gahanna, New Albany, and surrounding Central Ohio communities.

Truck accidents often result in catastrophic injuries, lengthy recoveries, and significant financial hardship. These cases are frequently more complex than typical car accident claims because they may involve multiple liable parties, federal trucking regulations, commercial insurance policies, black box data, and extensive evidence. Understanding your rights and taking prompt action can make a significant difference in the outcome of your claim. If another party’s negligence caused your injuries, you may be entitled to compensation for your losses. Paulozzi, Alkire & Condeni Personal Injury Lawyers is ready to help you pursue justice and protect your future.

Evidence can disappear, electronic data can be overwritten, witnesses’ memories can fade, and important legal deadlines may apply to your case. Speaking with an attorney as soon as possible can help protect your rights, preserve critical evidence, and strengthen your claim.

Call 800-LAW-OHIO (800-529-6446) today for a free consultation. There are no upfront costs, and you pay nothing unless we win.

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