Being involved in a car accident can be an overwhelming and stressful experience, especially when dealing with insurance claims. In Ohio, Progressive is a well-known insurance provider, but like any other company, they may not always have their policyholders’ best interests in mind. If you’ve been involved in an accident and need to file a claim with Progressive, it’s essential to understand your rights and have the proper guidance to protect your interests.
At Paulozzi LPA, our experienced personal injury attorneys have years of experience dealing with various insurance companies, including Progressive. We understand the tactics they may employ to minimize payouts, and we’re here to ensure you receive the fair compensation you deserve.
Progressive Insurance was founded in 1937 with a unique approach targeting riskier motorists, rather than focusing solely on statistically safer drivers in rural areas. Over the years, the company has grown rapidly through innovation and marketing strategies, including the well-known spokeswoman “Flo” and her team of insurance enthusiasts.
However, Progressive has also faced allegations of deceptive practices, invasion of privacy, fraud, and misconduct in diminished value claims. In one particularly egregious case, the company actively participated on the opposing side after its own policyholder died in an accident, effectively paying for the victim’s killer’s defense.
If you’re insured by Progressive and have been involved in an accident, there are several steps you should take to protect your rights and prevent issues or delays with your claim:
When you file a claim with Progressive, it will be assigned to a claims adjuster. The process and available compensation will depend on whether you’re the policyholder or a third party.
Property Damage Claims: If you were hit by a Progressive policyholder, you can seek compensation for the damage to your vehicle, up to the policy limits. If you’re insured by Progressive and were at fault, you can only recover property damage compensation if you carry collision coverage.
Injury Claims: Ohio law requires all drivers to carry bodily injury coverage of $25,000 for the benefit of third-party victims. If a Progressive policyholder caused your injuries, you could seek compensation for medical costs and lost wages. As a Progressive policyholder, your injury claim compensation will be subject to the terms of your coverage, such as personal injury protection (PIP) or uninsured motorist coverage.
While this information provides a general overview, navigating insurance claims can be complex, and it’s essential to have an experienced attorney on your side. Insurance companies, including Progressive, may employ tactics to minimize payouts, and without proper representation, you could be at risk of receiving inadequate compensation.
At Paulozzi LPA, our team of skilled personal injury attorneys understands the intricacies of dealing with insurance companies like Progressive. We’ll protect your rights, conduct a thorough case assessment, and ensure you receive the fair compensation you deserve.
If you’ve been involved in a car accident in Ohio and need assistance with a Progressive auto insurance claim, don’t hesitate to contact Paulozzi LPA for a free, no-obligation consultation. Our dedicated attorneys will fight tirelessly to ensure you’re treated fairly and receive the compensation you’re entitled to under your policy.
