Mar 19th, 2023
Paulozzi Joseph

In Ohio, drivers are required to carry a minimum amount of liability insurance coverage to help cover the costs of damages and injuries resulting from car accidents. Liability insurance coverage pays for damages that a driver is legally responsible for, including property damage and bodily injury to others. Here’s what you need to know about the minimum amount of liability insurance coverage in Ohio:

Minimum Liability Coverage Requirements in Ohio

Ohio law requires drivers to carry liability insurance coverage with a minimum limit of 25/50/25. This means that drivers must have coverage for:

  • $25,000 for bodily injury or death of one person in a single accident
  • $50,000 for bodily injury or death of two or more people in a single accident
  • $25,000 for property damage in a single accident

This is the minimum amount of liability insurance coverage that drivers in Ohio must carry. However, drivers may choose to purchase higher amounts of coverage to provide additional protection in the event of an accident.

Why Liability Insurance is Important

Liability insurance coverage is essential for drivers, as it helps protect them financially in the event of an accident. If a driver is found to be at fault for an accident, they may be responsible for paying for damages and injuries to the other driver and passengers involved in the accident. Without liability insurance coverage, drivers may be personally responsible for these costs, which can be significant.

Penalties for Driving Without Insurance in Ohio

Driving without liability insurance coverage in Ohio is illegal and can result in penalties and fines. Penalties for driving without insurance may include a driver’s license suspension, fines, and vehicle impoundment. Additionally, drivers who are involved in accidents without insurance may be personally responsible for paying for damages and injuries to others, which can result in significant financial burdens.

Ohio’s Insurance Requirements

Ohio law requires drivers to carry a minimum amount of liability insurance coverage to help cover the costs of damages and injuries resulting from car accidents. Drivers should ensure they have adequate coverage to protect themselves financially in the event of an accident. Remember, driving without liability insurance coverage in Ohio is illegal and can result in penalties and fines.

Contact Paulozzi LPA

If you’ve been in an accident or need help with an insurance claim after an accident, contacting an experienced legal team is the smartest decision. Our team at Paulozzi LPA has decades of experience with car accident lawsuits. Get in touch with us today to discuss your case.

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