Should I Talk to an Insurance Adjuster?

Before you speak with either your insurance company or the insurance company for the negligent party, protect your rights  by contacting our office. We will assist you with understanding and safeguarding your interests. All insurance companies have trained staff and lawyers to protect them…you deserve the same.

What should you say to the insurance investigator and insurance adjuster who contact you after the accident?

As little as possible. You should give the insurance adjuster or investigator who contacts you only basic information so he or she can begin the claim. Your name, address and occupation should be sufficient to start. Do not give a statement and do not agree to meet with the adjuster no matter how persuasive he or she may be. Do not sign anything and do not accept any checks from the insurance company — even if it’s your own insurer.

Remember, the investigators and adjusters that work for insurance companies are professionals in their fields. Their sole focus is to minimize the size of any potential insurance claim, or see if they can deny the claim outright. Contact an experienced attorney as soon as you are able. Once you are represented, the insurance adjusters and investigators will not be able to speak with you directly without your attorney being present.

Next: Insurance Adjusters’ Tactics

The above is not legal advice. That can only come from a qualified attorney who is familiar with all facts and circumstances of a particular, specific case and the relevant law.