One of the most tedious and tiresome elements of the car accident claims process is dealing with the insurance company. Unfortunately, dealing with the insurance company is a necessary aspect of the vast majority of car accident claims.
To make matters worse, insurance companies are rarely, if ever, going to put the needs of their claimants before their own financial interests. When this happens, you need to be sure that you have a strong legal advocate fighting for the compensation that is rightfully yours.
A respected Cleveland car accident lawyer at Paulozzi LPA can help you get the most out of your claim. Continue reading to find out more about what to expect from the insurance claims process after your car accident in Cleveland.
Ohio is a fault state for car insurance purposes. This means that when you have been seriously injured in a car accident, you will need to file a claim with the at-fault party’s auto insurance provider.
Dealing with another person’s insurer may be intimidating. But the fact is that whether you were dealing with your own insurance company or someone else’s, the insurer is going to lose money by paying out on your claim. You can even expect them to attempt to place blame on you for causing the accident.
Even in obvious cases, like the recent multi-car accident on I-90 caused by a wrong-way driver. Here, a driver operating their vehicle on the wrong side of the road caused a multi-car accident. Several people suffered serious injuries and one person passed away in this collision.
Still, you could expect the insurance company to be looking for opportunities to place the blame on the injury victims if it means it will save the insurance company money.
It may come as a surprise to you to learn that insurance does not always cover the full extent of your damages. On the contrary, the insurance company usually only provides compensation for certain types of economic damages such as your medical expenses and the cost of repairing or replacing your vehicle.
The insurance company is also only required to cover damages up to the amount of the policyholder’s policy. This means if your losses are greater than the amount of the policyholder‘s policy, the insurance company is not responsible for the remaining amount.
So what do you do? You need to be prepared to bring your case to civil court where you can seek maximum compensation for your losses. This will include every single one of your economic and non-economic damages.
Dealing with the aftermath of a critical car accident can be just as traumatic as the initial accident itself. When you need legal guidance and support, do not hesitate to reach out to an experienced Cleveland car accident lawyer at Paulozzi LPA.
Our firm is proud to provide free, no-risk consultations to car accidents survivors across Cleveland and surrounding cities. Do not let this opportunity pass you by. Schedule yours when you call our office at 800-529-6446. Or complete our convenient contact form and we will reach out to you to find out more about the details of your case.